The Best Pay-at-Close Program for Home Stagers
Apr 24, 2025
Why We Partnered with Notable—and Why You’ll Love It Too
Pay-at-close programs have been buzzing around the staging industry recently, and for good reason. They allow sellers to defer the cost of staging until the home sells—removing a big financial barrier for your clients and opening the door to more projects for you.
But which program is the best? It can be confusing to navigate the options.
Since we have our own active home staging company and aren’t just a school, the resources we give and the products we promote are things we actually use every day. When we tell you we would be lost without Stageforce, or that we are in looooove with HoneyBook, you know it really is the best option out there for stagers.
That is what we did with pay-at-close programs. We did our research. We interviewed the CEOs of two different companies and thoroughly researched two others. When we found Notable, we knew we had struck gold. Here’s why it was the clear winner for us to partner with.
What Makes Notable So… Notable?!
When we launched Staging Studio Advantage—our exclusive pay-at-close program powered by Notable—we did it with one goal: to find the option that was the easiest to use, would save stagers the most money, and would be the best option for their clients. Here’s what sets our partnership apart from the rest:
✅ A White-Labeled Portal to Elevate Your Brand
Your clients won’t be redirected to a generic platform—they’ll land on a custom-branded vendor portal that reflects your staging business. It’s polished, professional, and reinforces your brand identity with every interaction.
💸 Significantly Reduced Fees
Other pay-at-close platforms are charging stagers 4% or more in interchange fees. But thanks to our relationship with Notable, Staging Studio Advantage members enjoy a reduced fee of just 1.5% for direct deposits. That’s real savings you’ll feel.
🏡 Zero Impact on Client Credit Score
What we love about Notable the most is that it isn’t just best for the stager, it is also the best option for your clients too. Other pay-at-close programs secure the loan through a HELOC (home equity line of credit). This means the homeowner’s credit is impacted by the loan.
Notable is set up differently. It has no impact to the seller’s credit score and preserves their DTI (debt-to-income ratio). This is HUGE if your client is also trying to qualify for a mortgage on their next home!
🛠️ Empowers Bigger, Better Projects
Clients can use the funds for staging and additional improvements like painting, repairs, or landscaping. That means your work has even more impact—and you’re not stuck trying to make magic happen in a half-finished space.
Coming Soon: Even More Exciting Features 🚀
The Staging Studio Advantage program is already the best in the biz—but it’s about to get even better. Here’s what’s rolling out in the next few months:
✨ Agent Access + Referrals
Notable is opening up their platform to agents, allowing them to cover staging costs and—drumroll, please—issue referrals. With over 100,000 agents already using Notable through brokerages like Redfin, Compass, and The Agency, this is a huge opportunity to get in front of new business.
If you’re signed up through Staging Studio, you’ll be seamlessly included in that referral network. No extra work, no jumping through hoops—just more eyes on your business from the people who matter.
👉 Ready to join the program for FREE?! Click here to get started.
Also, we are hosting a webinar on Wednesday, May 7, at 1pm CST to answer allll your questions about the program. Click here to join the webinar.
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¹ Results may vary. Staging Studio and Notable Finance, LLC do not guarantee or warranty any results.
² Subject to the terms and conditions of the Notable Finance, LLC loan agreement and notablefi.com/terms. Staging Studio is not providing loans as part of the Staging Studio Advantage. Staging Studio Advantage loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply.
³ Interest and fees apply. Loan funds, interest and fees are due upon loan acceleration, twelve months after origination, client’s termination of the listing agreement, or the date on which Notable otherwise suspends the loan for any reasons stated in the loan agreement, whichever occurs sooner. Subject to the terms and conditions of the loan agreement with Notable Finance, LLC.
⁴ Notable reserves the right to change underwriting and eligibility criteria at any time without notice.